The function that enables a user to request funds on the Venmo platform by specifying the recipient’s electronic mail address is a core component of the application’s payment system. This mechanism allows for initiating a transaction even when the sender does not possess the recipient’s Venmo username or phone number. For example, a user needing to collect money for a shared expense can input the email of each participant to generate a request for the owed amount.
This feature is important because it expands the accessibility of the platform, reducing friction in payment processing. Prior to its implementation, users were limited to only requesting or sending payments to those already in their contact list or identified by username. Utilizing email addresses broadens the user base and streamlines transactions with individuals not yet connected on the application. Historically, this addition addressed a crucial user need for a more inclusive and flexible payment request system.
